Public Liability for Selling Cosmetics

If you’re making any cosmetics, or bath products from home to sell on, then you need to make sure you are covered for public liability for selling cosmetics.

What would you do if somebody was allergic to your cosmetics?

Do you have full, legal, documentation for everything you’ve made? You might be required to produce, instantly, all the data sheets on all the ingredients that went into an individual pack of cosmetics.

Insuring for public liability for selling cosmetics is an essential business cost, so it is tax deductible. The cost of public liability for selling cosmetics is most likely to be under $100/£100 per year, so you need to get a few quotes of public liability insurance. Make sure you understand what the quote is for, what you’re covered for, how much – and what the process would be if there were a claim made against your public liability insurance.

But it’s not just the cosmetics themselves that you need public liability insurance for – what if your trade stall collapsed while you were exhibiting? Or if you’re doing party plan, what if your cosmetics damaged somebody’s furniture?

Think through what your public liability risks might be for selling cosmetics and make it your essential business purchase.